Business & Finance

Freelancer Tax & Income Calculator

Estimate your federal, state, and self-employment taxes. Find deductions, see quarterly payments, and compare scenarios. 100% free.

100% local
Runs in your browser
Zero sent
No tracking, no servers
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Income & Filing Status
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Deduction Finder ?
Simplified method: $5/sq ft, up to 300 sq ft ($1,500 max)
Self-employed health insurance deduction (annual total)
2025 IRS rate: $0.70/mile for business use
Computers, software subscriptions, tools for your business
Courses, conferences, books, certifications
Business-use percentage of your monthly bills
Up to 25% of net SE income, max $69,000 for 2025
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Tax Summary
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Quarterly Estimated Payments ?
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Visual Breakdown

Where Your Money Goes

Tax Breakdown

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Compare Scenarios ?
Disclaimer: This calculator provides estimates only and is for informational purposes. Tax laws are complex and change frequently. State tax calculations use simplified flat or effective rates and may not reflect your actual state tax liability. Consult a qualified tax professional (CPA or enrolled agent) for actual tax filing and planning. This tool does not constitute tax advice.

How to Calculate Your Freelance Taxes

  1. 1

    Enter your income. Input your gross freelance earnings and filing status to get started.

  2. 2

    Add deductions. Include business expenses like home office, equipment, and health insurance to reduce your taxable income.

  3. 3

    View your breakdown. See federal tax, state tax, self-employment tax, and quarterly estimated payments with visual charts.

Frequently Asked Questions

Is this tax calculator accurate?

It uses real 2025 federal tax brackets, standard deductions, and self-employment tax rates. It is for estimation purposes — consult a CPA for filing.

What is self-employment (SE) tax?

Self-employed individuals pay SE tax (15.3%) instead of having an employer split FICA taxes. You can deduct half of SE tax from your taxable income.

What are quarterly estimated taxes?

Freelancers who expect to owe more than $1,000 in taxes must make quarterly estimated payments in April, June, September, and January.

What business deductions can I claim?

Common deductions include home office, health insurance premiums, retirement contributions, equipment, internet, and professional services.

Does my income data get stored anywhere?

No. All calculations happen locally in your browser. No data is sent to any server.